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Work/Life: You Legally Separate, Get Divorced or
End Your Domestic Partnership
Impact on Benefits
Back to You Legally Separate, Get Divorced
or End Your Domestic Partnership
When you legally separate, get divorced, or end a domestic partnership,
your coverage under the following benefits programs may be affected:
| Need Information or a Form?
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 Medical and/or Dental
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What You
Should Do |
You must drop coverage for your spouse/domestic
partner as a dependent. |
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When You
Should Do It |
Within 31 days of your separation, divorce
or partnership termination. |
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| How to Do It |
- Contact the Benefits Office to request the appropriate medical and/or dental change form(s).
- Complete and return the form to the Benefits Office.
- Provide legal documentation.
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| Special Notes |
If you do not drop coverage for your spouse/domestic
partner, you may be held liable for any medical and/or dental costs
he or she may have incurred. |
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Group Life Insurance and/or Personal Accident Insurance |
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| What You May Need to Do |
- You may change your beneficiary designation(s).
- You may decrease the level of your coverage.
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| When You Should Do It |
Anytime during the year. |
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| How to Do It |
Contact the Benefits Office to request the appropriate form(s) or click
here to download the form(s):
- Group Life Insurance: Change of Beneficiary Notice
(to change your beneficiary) and Group Life Insurance card (to
change your coverage level)
- Personal Accident Insurance: Personal Accident
Enrollment card (to change your beneficiary and/or coverage
level)
Complete and return the form(s) to the Benefits Office. |
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Flexible Spending Accounts (FSAs) |
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| What You May
Need to Do |
If you anticipate
changes to your health care expenses in the upcoming months due to
your change in marital status, you may want to:
- Begin participating in the Health Care FSA.
- Increase or decrease your current contributions to the Health Care FSA.
If you have children who will become your dependents and you
anticipate day care expenses, you may want to:
- Begin participating in the Dependent Care FSA.
- Increase or decrease your current contributions to the Dependent Care FSA.
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| When You Should
Do It |
Within 31 days
of your legal separation or divorce. |
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| How to Do It |
- To enroll: Contact the Benefits Office to
request an FSA enrollment form or click
here to download the forms. Complete the form and return
it to the Benefits Office.
- To change your current contributions: Contact the
Benefits Office to request a status change/termination
form or click here to download
the form. Complete the form and return it to the Benefits Office.
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| Special Notes |
These changes
can only be made in the case of legal separation or divorce. |
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Retirement Benefits |
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| What You May Need to Do |
You may:
- Change your beneficiary(ies) under the Contributory Retirement
Plan ("CRP"), the defined contribution part of
the Retirement Income Plan for Employees ("ERIP"),
and the Supplemental Retirement Program ("SRP")
(collectively, these are the "defined contribution"
plans).
- Change your beneficiary(ies) under the defined benefit part of ERIP (ERIP
participants only).
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| When You Should Do It |
As soon as you know that you
would like to change your beneficiary(ies). |
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| How to Do It |
- For the defined contribution plans (see above), please contact
TIAA-CREF (800-842-2776) and Vanguard (800-523-1188) directly
to obtain the requisite paperwork. The TIAA-CREF and Vanguard
representatives also can identify for you in writing the persons
currently designated as your beneficiary(ies).
- For the defined benefit part of ERIP (current and former ERIP
participants only), please contact the Benefits Office.
- Complete the forms (your spouse must sign his/her consent if
you are married) and return them to the Benefits Office.
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