Your Accident Insurance Benefits

Participating in Personal Accident Insurance

Eligibility

Enrolling

Naming a Beneficiary

Cost of Coverage

When Coverage Begins

Changing Your Coverage

When Coverage Ends

Converting to an Individual Policy

Coverage During a Leave

Short-Term Disability

Family and Medical Leave

Leave of Absence

Long-Term Disability

Military Leave of Absence

How Personal Accident Insurance Works

Your Options

Employee Coverage

Family Coverage

Principal Sum

Additional Benefits

Coma Benefit

HIV

Additional Benefits Under Family Coverage

After Age 70

What Is Covered

What Is Not Covered

Participating in Business Travel Accident Insurance

Eligibility

Enrolling

Naming a Beneficiary

Cost of Coverage

When Coverage Begins

When Coverage Ends

How Business Travel Accident Insurance Works

Traveling on University Business

Benefit Amounts

What Is Covered

Additional Benefits

Coma or Comatose

Paralysis

Seat Belt Use

Psychological Therapy

Rehabilitation/Retraining

Medical Evacuation

What Is Not Covered

Business Trip Notification

Receiving Benefits

How and When Benefits Are Paid

Filing a Claim

If Your Claim Is Denied

Administrative Information

Assignment of Benefits

Your ERISA Rights

Receive Information About the Plan and Its Benefits

Prudent Actions by Plan Fiduciaries

Enforce Your Rights

Assistance with Your Questions

Discretionary Authority

Service of Legal Process

Plan Amendment and Termination

Other Plan Information

Glossary

A Final Note

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.