Participant Loans

Applying for Loans

You can request a loan at any time provided you are actively employed by the University. To obtain a copy of the TIAA-CREF Retirement Plan Loans pamphlet, determine the amount you can borrow and the amount of your loan repayments, and to apply for a loan, you can visit TIAA-CREF’s website at www.tiaa-cref.org or you can call (800) 842-2776 and speak with a TIAA-CREF representative. You can repay your loan early without penalty.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.