Receiving Your Benefits

Starting Benefit Payments

To receive your vested benefit from CRP upon your retirement or other termination of employment, you must complete the appropriate benefit application. The type of application depends on:

Where your retirement savings account is invested (i.e., with TIAA-CREF or Vanguard), and

How you want to receive your benefit (i.e., in the form of an annuity, lump sum, periodic payment, direct rollover or a combination of payment options).

To obtain the necessary forms, please call TIAA-CREF and Vanguard directly at:

Investment Company	Phone Number
TIAA-CREF	(800) 842-2776
Vanguard	(800) 523-1188

Your benefit application may require certification of your retirement or other termination of employment by a Benefits Office representative. You may obtain this certification either by mailing your completed application to the Benefits Office or by visiting the Benefits Office during business hours.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.