Your Dental Benefits

The University of Chicago offers a choice of two dental plans, the MetLife Dental PPO Plan and the MetLife Dental Copay Plan. Under either of the two plans, you are free to visit any licensed dentist you choose. However, you save money if you visit a preferred provider, also called a participating PDP (Preferred Dentist Program) dentist. Although the plans utilize the same provider network, your costs associated with the plans will vary.

MetLife Dental PPO Plan covers two preventive care check-ups each year at 100% of the reasonable and customary charges, with no deductible. For other types of care, you and your family members must meet an annual deductible. Then the plan pays a percentage of your reasonable and customary charges, up to an annual maximum.

MetLife Dental Copay Plan covers two preventive care check-ups each year separated by six months, you pay a copay amount. You and your family members do not have to meet an annual deductible if you use an in-network dentist. Your out-of-pocket expenses for covered preventive, basic and major services are determined by the ZIP code of your PDP dentist’s office.

Please review this summary and refer to your dental insurance information provided by the dental plans for important details on plan limits and features.

If you have questions about your benefits, contact the Benefits Office by e-mail at benefits@uchicago.edu.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.