Participating in a Dental Plan

Eligibility

You are eligible for coverage under a dental plan if you are a:

Full-time Benefits-eligible employee of the University of Chicago (the “University”).

Part-time Benefits-eligible employee of the University.

The capitalized terms in the Summary Plan Description have special meaning, which impacts your receipt of benefits under the Dental Plan. Please refer to the Glossary for the definitions of those capitalized terms.

You can also cover your eligible dependents, including your:

Spouse or Domestic Partner.

Your or your Domestic Partner's unmarried natural child, stepchild, or legally adopted child, until the date of the child's marriage or, if earlier, the last day of the month in which the child attains the age of twenty-three (23) years.

Unmarried grandchildren or ward under age 23 if you or your Domestic Partner:

Is the legal guardian,

Claims the child for federal income tax and legal purposes,

Lives with the child in a parent/child relationship.

Mentally or physically disabled children of any age as long as they were covered under the plan before age 23.

You cannot provide coverage for your parents, grandchildren who do not meet the requirements listed above, or foster children.

Verification of relationship is required for any dependent being added for the first time to your coverage.  Documentation may include a marriage certificate or domestic partnership statement to add a new spouse or domestic partner. Documents for a new dependent child may include a birth certificate or adoption papers, or other appropriate legal documents may be provided.  Return a copy of the required documents to the Benefits Office within 31 days of your date of hire as a Benefits-Eligible Employee.

If you and your spouse or domestic partner both work for the University, only one of you may cover your children as dependents.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.