How the MetLife PPO Dental Plan Works

How It Works

Deductibles

A Deductible is the portion of your dental expenses you pay before the plan begins to pay benefits. Each year, each covered individual must satisfy a deductible before benefits will be paid for basic and major dental services. Preventive care and orthodontia are not subject to the deductible.

If you have expenses during the last three months of a plan year that were or could have been applied to the current year’s deductible, these expenses will be applied toward the next year’s deductible.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.