How the MetLife Dental Copay Plan Works

Copay

Copay is the portion of covered dental bills you pay for necessary care after you meet your deductible, if applicable.

Deductible

A Deductible is the portion of your out-of-network dental expenses you pay before the plan begins to pay benefits. The deductible is an annual amount that applies to out-of-network dental services. You do not have to satisfy a deductible for services provided by an in-network provider.

Preferred Dentist Program (PDP)

The program which offers you the opportunity to receive dental care from dentists who are designated by the plan as participating providers. Generally you will incur less out-of-pocket expenses when you use a provider who is in the PDP.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.