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- A -

agent for service of legal process 1

- B -

beneficiary, naming 1

Benefits Office 1

- C -

claims, denied 1

compensation 1

- D -

death benefits 1

after payments begin 1

before payments begin 1

paid to spouse 1

payment deferred 1

defined benefit portion

calculation 1

death before payments begin 1

early retirement benefit 1

examples 1

forms of payment 1

full lump sum 1

joint and survivor annuity 1

late retirement benefit 1

lump sum distribution 1

normal retirement benefit 1

normal retirement benefit calculation 1

partial lump sum 1

participant contributions 1

payments 1

pre-retirement benefit 1

reemployment after payments start 1

single life annuity 1

starting payments 1

defined contribution portion

contributions 1

death before payments begin 1

example 1

investment company payment restrictions 1

payments 1

rollover contributions 1

starting payments 1

tax-deferral 1

disability 1

discrepancies 1

- E -

effective date 1

eligibility 1

employer identification number (EIN) 1

enrolling 1

ERIP

summary 1

ERISA, your rights 1

- F -

fiduciaries 1

final average pay 1

- I -

investment election

between investment companies 1

changing between investment companies 1

changing within investment company 1

monitoring 1

- L -

leave of absence 1

limits

benefits 1

contributions 1

defined benefit portion 1

defined contribution portion 1

loan

amount 1

applying for 1

availability 1

default 1

security 1

terms 1

- P -

participation

beyond normal retirement age 1

ends 1

mandatory 1

voluntary 1

payments

considerations 1

deferring 1

taxes 1

when you leave the University 1

while employed by University 1

Pension Benefit Guaranty Corporation 1

plan administrator 1

plan administrator discretionary power 1

plan amendment and termination 1

plan name 1

plan number 1

plan sponsor 1

plan type 1

plan year 1

- Q -

Qualified Domestic Relations Orders (QDRO) 1

- S -

Social Security covered compensation 1

Social Security retirement age 1

spousal rights 1

- T -

taxes

after-tax contributions 1

annuity 1

early distribution penalty 1

lump sum 1

more information 1

periodic payments 1

TIAA-CREF

access online 1

address 1

already have an account 1

definition 1

- U -

uniformed services 1

- V -

Vanguard

access online 1

address 1

already have an account 1

definition 1

vesting

defined benefit portion 1

defined contribution portion 1

- Y -

years of participation 1

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While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.



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