Participating in
Group Life Insurance

Changing Your Coverage

Basic Life Insurance

You cannot change the amount of coverage under Basic Life Insurance.

Supplemental Life Insurance

You can increase or decrease the amount of your Supplemental Life Insurance coverage at any time during the year.

If you decrease your supplemental coverage, the change will take effect on the first day of the month after the University receives your request for a decrease in coverage.

If you increase your supplemental coverage, you must show proof of insurability through a Statement of Health. Your coverage takes effect on the insurance company's approval date.

You must be Actively at Work on the approval date. If you are not Actively at Work on that date, the increase in coverage will take effect on the date after you have completed five full consecutive days of active work.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.