Participating in
Group Life Insurance

Coverage During a Leave

Leave of Absence

If you are not Actively at Work due to an approved, unpaid leave of absence, you may continue your life insurance coverage at the same level as before your leave.

If you decide to continue your life insurance coverage while on an unpaid leave of absence, you will be billed for the cost of Supplemental Life Insurance coverage on a monthly basis. If you return to work in the same position or another benefits-eligible position, the cost for your Supplemental Life Insurance coverage will automatically be deducted again from your paycheck.

If you decide not to continue your life insurance coverage while on leave you will be covered under Basic Life Insurance, for the first three months only. After the first three months, your life insurance coverage under the Basic Life Insurance will be terminated as well. If you return to work in the same or another benefits-eligible position, your life insurance coverage will resume at the same level as before your leave.

If you return to work in a benefits-ineligible position, or don’t return to work at the end of your leave, your life insurance coverage will end.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.