Your LTD Benefits

The University of Chicago’s Long-Term Disability Plan (the LTD Plan) provides you with income when you are disabled and cannot work for more than three months due to sickness, bodily injury or pregnancy, whether or not the disability is related to your job at the University. You can choose from the Base Plan or the Optional LTD Plan. Benefits under the LTD Plan begin after you have completed three months of continuous disability.

Please review this summary for important details on plan limits and features. The capitalized terms in the SPD have special meaning. Please refer to the Glossary for the definition of those capitalized terms.

If you have questions about your LTD benefits, send an e-mail to benefits@uchicago.edu.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.