Participating in a Medical Plan

Pre-Existing Conditions

None of the plans offered by the University have a pre-existing condition clause. This means if you have a medical condition prior to enrolling in a plan, the treatment for that medical condition is covered provided that the particular services are covered and plan provisions are followed.

Cost of Coverage

You pay a portion of the premium for medical coverage. The University pays the other portion. Your cost is based on:

The plan you choose;

The coverage level you choose (for example, employee or family);

Your annual salary; and

Whether you are a Full-Time employee or a Part-Time employee.

Your cost is automatically deducted from your paycheck before income taxes are withheld. The premium may be adjusted each year.

For a current list of premiums, visit our web site at http://hr.uchicago.edu or contact the Benefits Office.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.