Participating in a Medical Plan

Coverage During a Leave

Military Leave of Absence

If you are in the Reserves and are called up for active military duty, you may continue your medical coverage at the same level as before your leave, for up to 24 months. You will be billed for the cost of the coverage on a monthly basis. During the first three months of your leave, you will be billed at the active employee rate; thereafter you will be billed for the full monthly cost of coverage. If you fail to pay, you may jeopardize your coverage. The time period that you are eligible for continuation of coverage under COBRA runs concurrently with this Military leave continued coverage.

If you return to work in the same or another benefits-eligible position, your coverage will automatically continue and the cost for the medical coverage will be deducted again from your paycheck.

If you return to work in a benefits-ineligible position or if you do not return to work at the end of your leave, your medical coverage will end.

If you are on unpaid Military leave, you may also cancel your coverage when your leave starts and reinstate your coverage (at the same coverage level) when your leave ends.

While this Summary Plan Description summarizes the major provisions of this plan, it does not provide you with every plan detail. The plan documents, which govern this plan, provide full details. If there are any discrepancies between this Summary Plan Description and the legal plan documents, the legal plan documents control.