| University
of Chicago
Workers'
Compensation Insurance
Workers' Compensation Insurance is designed to protect you if you
have a job-related injury or illness that occurs as a result of
performing your job. An "injury" can include a disability
you've developed from repetitive job trauma. If you're injured,
you may be able to receive a portion of your pay, certain types
of rehabilitation, and reimbursement for medical expenses. Find
out more about:
Who Is Eligible
Any employee who receives wages from the University is eligible for Workers'
Compensation. Workers' Compensation is "no-fault" insurance, which means you may
be compensated for an injury regardless of who's to blame, if your claim is deemed
compensable as defined by state law.
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When
Benefits Begin
Income replacement payments begin on the fourth day of your injury/illness,
unless your time away from the job due to the injury/illness lasts
more than 14 days. In these instances, you're paid retroactively for
the first three days of absence from work.
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Key
Features If You're Injured
- If you become injured/ill, you have the right to medical, surgical,
and hospital treatment you need as a result of the injury/illness.
- To compensate you for lost wages, Workers' Compensation provides
you with weekly payments equal to 66 2/3% of your average weekly
pay, up to a maximum of $778.
- You may receive vocational, physical, and mental rehabilitation
for your injury/illness.
- You may also be reimbursed for costs such as crutches, prescription drugs,
and wrist braces.
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How to Apply for Workers' Compensation
When an Accident Occurs
- You should notify your supervisor or administrator immediately.
- Your supervisor or administrator needs to complete a Form 45
and the employer's initial investigation report, which should
be submitted to the Benefits Office. You may be asked to provide
other information pertaining to the injury/illness.
- If you need to go to the Occupational Medicine Clinic (UCOM)
at the University of Chicago Hospitals, L156, or the emergency
room, get a copy of the Form 100 from your supervisor and take
it with you.
- You have the right to seek treatment from your own doctor. If
you decide to do this, you should provide the name, address, and
telephone number of the physician who treats you to the:
The University of Chicago Benefits Office
956 East 58th St.
Attn: Workers' Compensation Administrator
Chicago, IL 60637
If the Accident Results in Lost Time From Work
- Periodically, you must contact your supervisor and administrator
to report on the status of your injury/illness.
- When you are ready to return to work, your doctor must complete
a return-to-work slip, indicating if there are any medical restrictions.
(Physicians have these forms in their offices.)
- Submit the return-to-work slip to your supervisor or administrator,
so it can be forwarded to the Benefits Office.
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